Seven frequently asked questions about manufactured homes

At the River Club, we get a lot of questions about manufactured homes. This article answers our seven most frequently asked questions and hopefully clears up any misconceptions you may have.

1– Are site-built houses better than manufactured homes?

No, not at all. In fact, manufactured homes are the only homes in the US built to a national code. While manufactured houses may not be for everyone, they do have many benefits. For example, they are usually cheaper than site built homes, they are easily customized and they carry lower utility bills.

2– Where can I place my manufactured home?

The beauty of manufactured homes is that there are many, many places to place them. You can put them in the country, in a city or the suburbs. However, you can’t put them just anywhere- you must comply with Federal regulations and any imposed by your city or state. If you own land, you can usually place a manufactured home on it. If you don’t own land, consider a specially built community like The River Club.

manufactured homes
If you like living in the country, The River Club is an excellent place to place your manufactured home

3– Can I finance the purchase of a manufactured home if I have poor credit?

Quite possibly. You might qualify for a FHA home loan. FHA loans were created by the Federal Housing Administration in 1934 to increase home ownership in America. It is much easier to qualify for this Government home loan than a conventional mortgage because of the lenient loan requirements. FHA loans go through a manual approval process, so the lenders take into account other factors, such has not having outstanding debt, or having been at the same job for a long time, to compensate for poor credit.

Do you want to see if you qualify for a home at The River Club? If so, please follow this link and fill out the form. If you qualify, you can even win a free trip!

4– Do manufactured homes have enough space to accommodate a family and pets?

Absolutely. Manufactured homes range in size from from a few hundred square feet to more than 2,700 square feet. At The River Club, we have many options to accommodate families and pets.

5– Are manufactured homes good investments?

Manufactured homes appreciate in value just like site-built homes. Plus, they come with the same tax advantages as owning a site-built home. They can also be good for your budget because they often come with lower down payments and utility bills than site-built homes.

6– What materials are used to build manufactured homes?

The same type of materials that are used in site-built homes. At The River Club, you can even get premium features like granite counter tops and high end appliances.

manufactured homes
This is the master bath at one of the homes in The River Club. The large bathtub is perfect for soaking after a nice hike in the woods or game of golf at one of the Tennessee’s amazing golf courses.

7– Are manufactured homes safe?

Yes! In fact, homes for areas with high winds and tornadoes are required to be built to withstand these elements. A manufactured home is internally inspected both during and after construction to ensure it has been built to standards for the area where it will be placed.

Do you want to learn more about manufactured homes? If so, CONTACT US TODAY to learn more.

 

 

 

 

 

 

 

 

2 comments

  • Maryann Russell

    April 15, 2021 at 7:21 pm

    I am interested in getting more information on the types of manufactured homes you sell and the lots at The Rivers Club. I am looking to purchase as a retirement home for me and my husband. We currently live in Illinois but were thinking of a second home purchase in TN. Would love to come down for a visit and see what the River Club has to offer for us.

    Reply

    • riverclub

      April 15, 2021 at 8:47 pm

      Hi Maryann! Thanks for your interest in The River Club. I am forwarding your questions and email address to the owners. They will be in touch shortly!

      Reply

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